Call today for your
low rate!
Act Now! Applying
Online Is Easy.
Enjoy these benefits:

  • Access to over 200 Motivated Lenders (the reason
    I transferred my license to NETRATE)
  • Cash Out
  • Interest Only Options
  • Second Homes, Vacation Property
  • Multiple Units 1-4
IAN CUNNINGHAM,
Mortgage Consultant
Mr. Cunningham has done
several mortgage loans on
several properties for us. He is
very quick, and always makes
us a priority. We will never use
anyone else....Steven
Shoemaker - St.Petersburg, FL
NETRATE Mortgage
108A 4th Avenue South
Safety Harbor, Fl. 34695
Toll Free:   888-287-9151
Office: 727-492-5554   Fax: 727-230-3253
“Ian, thanks for all your
hard work with my refi.
Not only did you get me
the best interest rate, but
low closing costs and
even cash back! Thanks
again - God Bless” ……
Shawn Stevens - Tarpon
Springs, FL
OUR PRIVACY POLICY:
To prevent unauthorized access,maintain data accuracy,and ensure the correct use of information,we have put in place appropriate physical,electronic,and
managerial procedures to safeguard and secure the information we collect online.
Personal  Service 24/7 : You never have to lift a
finger; just turn up at closing!!

"I just purchased my first home as a single Mom and was
very nervous about obtaining a mortgage. Ian
Cunningham made the whole process go very smoothly. I
was very impressed and would recommend his services
and expertise to anyone".... Morgan Smeraldi - Oldsmar,
FL

"Thanks to Ian, our dream of owning our own home came
true. It was fast, easy and stress free. Thanks
Ian!"....Laura Bell - Lakeland, FL

"I would like to express the wonderful and professional
services that I received from Ian Cunningham in the
process of obtaining my mortgage for my new home. He
maintains  communication with his customers throughout
the loan process"....Dennis Seranno - Odessa, FL

"I have delt with other mortgage brokers in the past, but
you were the most involved and spot on person I've ever
had the pleasure of dealing with. Even when things were
tight, you were always available night or day. You were
always up front and straight forward no matter the
situation. That is why I'll always come back to you. Great
work"....Michael A. Valenti - Tampa, FL

"I was very satisfied with the work Ian did on my loan. He
answered all my questions and when the mortgage
company (lender) made mistakes, Ian was there to
correct them. Thanks for all your hard work"....
John Poulton - Tampa, FL
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TESTIMONIALS
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My experience with Ian
Cunningham was very painless.
I've had several homes and
have had many refinancing over
the years. Ian expedited the
mortgage well within the time
frame I requested. He's one of
the most honest people I have
encountered in a long time; no
pushing or shoving. He was
very concise and thorough
during the entire process and
answered my questions quickly.
Every call I made to Ian was
answered! And I can't believe
the interest rate he got for me! I
would recommend family,
friends and anyone I know to
call him...
Sharon W. - Palm Harbor, FL
NETRATE Mortgage
(Formerly                                       )